PERSONAL PROGRAMS
$497
one time payment
or
$47/m
Best For:
Individuals ready to organize, improve, and position their financial profile properly.
Full financial profile audit & detailed report breakdown
3 structured challenge rounds under our compliance framework
Access to DIY portal & professional templates
Vendor & account building guidance
Utilization & profile optimization strategy
Personalized financial action plan
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No contracts - cancel anytime
$997
one time payment
or
$69/m
Best For:
Individuals preparing for higher approval opportunities.
Advanced federal-law challenge framework
Inquiry & reporting optimization strategy
Funding readiness checklist
Soft-pull pre-qualification guidance
1:1 strategy session
Approval positioning blueprint

No contracts - cancel anytime
$1,599
one time payment
Best For:
Individuals with complex or heavily challenged financial profiles.
EVERYTHING IN PLATINUM MEMBERSHIP
Unlimited dispute guidance cycles — no preset limits, ongoing strategic support
Federal consumer protection education referencing applicable laws (including USC, FCRA, FDCPA, and related regulations)
AI-assisted consumer correspondence templates for escalations and high-impact reporting errors
Comprehensive financial profile audits focused on accuracy and compliance
Complete financial profile enhancement blueprint
Real-time profile monitoring support (client must maintain MyFreeScore account)
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No contracts - cancel anytime
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 4:00 PM
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: 10:00 AM - 4:00 PM
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